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Support business momentum

Business Cash Flow Second Mortgages

Homeowners who run businesses can review second mortgage options for working capital, seasonal gaps, equipment, or growth needs.

See How Much You Can Borrow

Takes 1min • No obligation, No credit check, connect with a Mortgage Broker

View all use cases

Use cases

When homeowners review this option

Covering payroll, inventory, equipment, or supplier deposits

Bridging seasonal revenue gaps or delayed receivables

Funding a business opportunity when bank approval is too slow

Separating short-term working capital from household cash flow

Business owner discussing mortgage-backed cash flow options
A second mortgage can be considered alongside business revenue, timing, and repayment plans.

What to have ready

These details help Open Financial review the file faster and explain realistic next steps.

Business bank statements or revenue records

Use-of-funds summary for the requested capital

Current mortgage, property value, and insurance details

Plan for repayment through revenue, refinance, or sale

Representative testimonials

Homeowner perspectives

As a business owner, traditional income paperwork was not simple. Open Financial helped organize the file around cash flow.
Representative Markham homeowner
We needed to move quickly on inventory. The review showed what a secured option could look like.
Representative London homeowner

Open Financial

Review your second mortgage options with an Ontario-focused team.

See How Much You Can Borrow

Takes 1min • No obligation, No credit check, connect with a Mortgage Broker