
Support business momentum
Business Cash Flow Second Mortgages
Homeowners who run businesses can review second mortgage options for working capital, seasonal gaps, equipment, or growth needs.
Takes 1min • No obligation, No credit check, connect with a Mortgage Broker
Use cases
When homeowners review this option
Covering payroll, inventory, equipment, or supplier deposits
Bridging seasonal revenue gaps or delayed receivables
Funding a business opportunity when bank approval is too slow
Separating short-term working capital from household cash flow

What to have ready
These details help Open Financial review the file faster and explain realistic next steps.
Business bank statements or revenue records
Use-of-funds summary for the requested capital
Current mortgage, property value, and insurance details
Plan for repayment through revenue, refinance, or sale
Representative testimonials
Homeowner perspectives
“As a business owner, traditional income paperwork was not simple. Open Financial helped organize the file around cash flow.”
“We needed to move quickly on inventory. The review showed what a secured option could look like.”
Open Financial
Review your second mortgage options with an Ontario-focused team.
Takes 1min • No obligation, No credit check, connect with a Mortgage Broker